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University of Liverpool

 


 New regulations by the FSA (Financial Services Authority) means that you cannot open a Bank Account in the UK until you have stayed here for 6 months. You are able to open a very basic account at your local Post Office.

£200 in British currency or travellers' cheques will probably be enough to cover your expenses during the first few days.

You can also use all major credit cards although American Express and Diners Card are not as widely accepted as Visa and MasterCard.
As a general rule, try not to carry too much cash on you because of the risk of loss or theft.
Before you decide to bring your family to the UK, think very carefully about the financial and emotional implications of such a move. It can be very difficult to look after a family member while trying to manage your studies, particularly if he/she does not speak English.
Family accommodation can be difficult to find. You should consider the following points:
• A flat for a family is more expensive than for a single person
• There are not many flats available for families
• You wish to share a flat with some other student
 
If you decide to bring your spouse/family with you while you study, you may find it easier to travel to the UK alone first to organise your accommodation and to get settled in.
You can then arrange for your family to join you when everything is organised.
Immigration authorities require evidence that you can support your dependants as well as yourself once you are in the UK.
Financial evidence will be required to demonstrate that you have sufficient funds to support you and your family.
Your spouse will be allowed to work if the stamp in his/her passport does not say that he/she must not work or enter employment (see the information on 'Your visa and employment' in essentials).
Please note however, that the immigration authorities will not consider a spouse's earnings as evidence of financial security. You must prove that you can survive without relying on these earnings.
If you are bringing your children to the UK, you must be aware of the fact that education is compulsory for all children between the ages of 5 and 16.
Children between these 5 and 16 years of age who are in the UK as dependants of international students can attend a state school free of charge.
Applications for school places can be made once you have a home in the area.

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